{"id":41609,"date":"2025-11-14T18:35:16","date_gmt":"2025-11-14T17:35:16","guid":{"rendered":"https:\/\/magictowns.it\/?p=41609"},"modified":"2026-03-26T08:16:15","modified_gmt":"2026-03-26T07:16:15","slug":"lerreur-a-3-000-euros-que-commettent-la-plupart-des-retraites-lorsquils-sinstallent-en-italie","status":"publish","type":"post","link":"https:\/\/magictowns.it\/fr\/the-3000-euro-mistake-most-retirees-make-when-moving-to-italy\/","title":{"rendered":"L'erreur de 3 000 euros commise par les retrait\u00e9s italiens en mati\u00e8re d'assurance maladie"},"content":{"rendered":"<p>This week, a French retiree couple told us they were about to take out private health insurance in Italy. We saved them from a \u20ac3,000 a year mistake &#8211; just in time! Read below how European legislation may make a difference in your health insurance costs if you&#8217;re moving to Italy as a retiree. Most EU retirees believe they must buy expensive private health insurance to settle in Italy. In reality, a little-known rule means many are already entitled to full Italian public healthcare\u2014at zero cost. This guide explains the mistake, who qualifies, and how to avoid paying for an insurance policy you don\u2019t need. Below, we explain what the S1 form is, who qualifies (including whether Swiss and post-Brexit UK retirees are eligible), and how it ensures you do not need expensive private insurance for your golden years in Italy. What Is the S1 Form? The S1 form is a certificate of entitlement to state healthcare for people living in an EU\/EEA country (or certain associated states) but insured under another country\u2019s system. In simple terms, it allows retirees to \u201cexport\u201d their health coverage from their home country to their new country of residence. If you\u2019re receiving a state&hellip;<\/p>\n<div class=\"post-restric-overlay\">\n<div class=\"post-restric\">\n<h3>Cr\u00e9er un compte pour en savoir plus<\/h3>\n<p>Ce contenu est r\u00e9serv\u00e9 aux membres | D\u00e9j\u00e0 membre ? S'identifier<\/p>\n<p><div class=\"nsl-container nsl-container-block\" data-align=\"left\"><div class=\"nsl-container-buttons\"><a href=\"https:\/\/magictowns.it\/wp-login.php?loginSocial=google&#038;redirect=https%3A%2F%2Fmagictowns.it%2Ffr%2Fwp-json%2Fwp%2Fv2%2Fposts%2F41609\" rel=\"nofollow\" aria-label=\"Se connecter avec &lt;b&gt;Google&lt;\/b&gt;\" data-plugin=\"nsl\" data-action=\"connect\" data-provider=\"google\" data-popupwidth=\"600\" data-popupheight=\"600\" data-e-disable-page-transition=\"1\"><div class=\"nsl-button nsl-button-default nsl-button-google\" data-skin=\"light\" style=\"background-color:#fff;\"><div class=\"nsl-button-svg-container\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\"><path fill=\"#4285F4\" d=\"M20.64 12.2045c0-.6381-.0573-1.2518-.1636-1.8409H12v3.4814h4.8436c-.2086 1.125-.8427 2.0782-1.7959 2.7164v2.2581h2.9087c1.7018-1.5668 2.6836-3.874 2.6836-6.615z\"><\/path><path fill=\"#34A853\" d=\"M12 21c2.43 0 4.4673-.806 5.9564-2.1805l-2.9087-2.2581c-.8059.54-1.8368.859-3.0477.859-2.344 0-4.3282-1.5831-5.036-3.7104H3.9574v2.3318C5.4382 18.9832 8.4818 21 12 21z\"><\/path><path fill=\"#FBBC05\" d=\"M6.964 13.71c-.18-.54-.2822-1.1168-.2822-1.71s.1023-1.17.2823-1.71V7.9582H3.9573A8.9965 8.9965 0 0 0 3 12c0 1.4523.3477 2.8268.9573 4.0418L6.964 13.71z\"><\/path><path fill=\"#EA4335\" d=\"M12 6.5795c1.3214 0 2.5077.4541 3.4405 1.346l2.5813-2.5814C16.4632 3.8918 14.426 3 12 3 8.4818 3 5.4382 5.0168 3.9573 7.9582L6.964 10.29C7.6718 8.1627 9.6559 6.5795 12 6.5795z\"><\/path><\/svg><\/div><div class=\"nsl-button-label-container\">Se connecter avec <b>Google<\/b><\/div><\/div><\/a><a href=\"https:\/\/magictowns.it\/wp-login.php?loginSocial=twitter&#038;redirect=https%3A%2F%2Fmagictowns.it%2Ffr%2Fwp-json%2Fwp%2Fv2%2Fposts%2F41609\" rel=\"nofollow\" aria-label=\"Poursuivre avec &lt;b&gt;X&lt;\/b&gt;\" data-plugin=\"nsl\" data-action=\"connect\" data-provider=\"twitter\" data-popupwidth=\"600\" data-popupheight=\"600\" data-e-disable-page-transition=\"1\"><div class=\"nsl-button nsl-button-default nsl-button-twitter\" data-skin=\"x\" style=\"background-color:#000000;\"><div class=\"nsl-button-svg-container\"><svg width=\"24\" height=\"24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M13.712 10.622 20.413 3h-1.587l-5.819 6.618L8.36 3H3l7.027 10.007L3 21h1.588l6.144-6.989L15.64 21H21l-7.288-10.378Zm-2.175 2.474-.712-.997L5.16 4.17H7.6l4.571 6.4.712.996 5.943 8.319h-2.439l-4.85-6.788Z\" fill=\"#fff\"\/><defs><path fill=\"#fff\" d=\"M0 0h24v24H0z\"\/><\/defs><\/svg><\/div><div class=\"nsl-button-label-container\">Poursuivre avec <b>X<\/b><\/div><\/div><\/a><\/div><\/div><\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Cette semaine, un couple de retrait\u00e9s fran\u00e7ais nous a confi\u00e9 qu'il s'appr\u00eatait \u00e0 souscrire une assurance maladie priv\u00e9e en Italie. Nous leur avons \u00e9vit\u00e9 une erreur qui leur aurait co\u00fbt\u00e9 3 000 \u20ac par an, juste \u00e0 temps ! D\u00e9couvrez ci-dessous comment la l\u00e9gislation europ\u00e9enne peut influer sur le co\u00fbt de votre assurance maladie si vous d\u00e9m\u00e9nagez en Italie pour votre retraite.<\/p>","protected":false},"author":79,"featured_media":41615,"comment_status":"closed","ping_status":"open","sticky":false,"template":"single-fullwidth.php","format":"standard","meta":{"_acf_changed":false,"_helpful_status":1,"sync_status":"","episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","castos_file_data":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","footnotes":""},"categories":[1323],"tags":[],"class_list":{"0":"post-41609","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-how-italy-works"},"acf":[],"menu_order":0,"_links":{"self":[{"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/posts\/41609","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/comments?post=41609"}],"version-history":[{"count":35,"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/posts\/41609\/revisions"}],"predecessor-version":[{"id":47624,"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/posts\/41609\/revisions\/47624"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/media\/41615"}],"wp:attachment":[{"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/media?parent=41609"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/categories?post=41609"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magictowns.it\/fr\/wp-json\/wp\/v2\/tags?post=41609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}