{"id":41609,"date":"2025-11-14T18:35:16","date_gmt":"2025-11-14T17:35:16","guid":{"rendered":"https:\/\/magictowns.it\/?p=41609"},"modified":"2026-03-26T08:16:15","modified_gmt":"2026-03-26T07:16:15","slug":"der-3000-euro-fehler-den-die-meisten-rentner-beim-umzug-nach-italien-machen","status":"publish","type":"post","link":"https:\/\/magictowns.it\/de\/the-3000-euro-mistake-most-retirees-make-when-moving-to-italy\/","title":{"rendered":"Der 3.000-Euro-Fehler bei der Krankenversicherung f\u00fcr Rentner in Italien"},"content":{"rendered":"<p>This week, a French retiree couple told us they were about to take out private health insurance in Italy. We saved them from a \u20ac3,000 a year mistake &#8211; just in time! Read below how European legislation may make a difference in your health insurance costs if you&#8217;re moving to Italy as a retiree. Most EU retirees believe they must buy expensive private health insurance to settle in Italy. In reality, a little-known rule means many are already entitled to full Italian public healthcare\u2014at zero cost. This guide explains the mistake, who qualifies, and how to avoid paying for an insurance policy you don\u2019t need. Below, we explain what the S1 form is, who qualifies (including whether Swiss and post-Brexit UK retirees are eligible), and how it ensures you do not need expensive private insurance for your golden years in Italy. What Is the S1 Form? The S1 form is a certificate of entitlement to state healthcare for people living in an EU\/EEA country (or certain associated states) but insured under another country\u2019s system. In simple terms, it allows retirees to \u201cexport\u201d their health coverage from their home country to their new country of residence. If you\u2019re receiving a state&hellip;<\/p>\n<div class=\"post-restric-overlay\">\n<div class=\"post-restric\">\n<h3>Erstellen Sie ein Konto, um mehr zu erfahren<\/h3>\n<p>Dieser Inhalt ist nur f\u00fcr Mitglieder | Sind Sie bereits Mitglied? Anmelden<\/p>\n<p><div class=\"nsl-container nsl-container-block\" data-align=\"left\"><div class=\"nsl-container-buttons\"><a href=\"https:\/\/magictowns.it\/wp-login.php?loginSocial=google&#038;redirect=https%3A%2F%2Fmagictowns.it%2Fde%2Fwp-json%2Fwp%2Fv2%2Fposts%2F41609\" rel=\"nofollow\" aria-label=\"Anmeldung mit &lt;b&gt;Google&lt;\/b&gt;\" data-plugin=\"nsl\" data-action=\"connect\" data-provider=\"google\" data-popupwidth=\"600\" data-popupheight=\"600\" data-e-disable-page-transition=\"1\"><div class=\"nsl-button nsl-button-default nsl-button-google\" data-skin=\"light\" style=\"background-color:#fff;\"><div class=\"nsl-button-svg-container\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\"><path fill=\"#4285F4\" d=\"M20.64 12.2045c0-.6381-.0573-1.2518-.1636-1.8409H12v3.4814h4.8436c-.2086 1.125-.8427 2.0782-1.7959 2.7164v2.2581h2.9087c1.7018-1.5668 2.6836-3.874 2.6836-6.615z\"><\/path><path fill=\"#34A853\" d=\"M12 21c2.43 0 4.4673-.806 5.9564-2.1805l-2.9087-2.2581c-.8059.54-1.8368.859-3.0477.859-2.344 0-4.3282-1.5831-5.036-3.7104H3.9574v2.3318C5.4382 18.9832 8.4818 21 12 21z\"><\/path><path fill=\"#FBBC05\" d=\"M6.964 13.71c-.18-.54-.2822-1.1168-.2822-1.71s.1023-1.17.2823-1.71V7.9582H3.9573A8.9965 8.9965 0 0 0 3 12c0 1.4523.3477 2.8268.9573 4.0418L6.964 13.71z\"><\/path><path fill=\"#EA4335\" d=\"M12 6.5795c1.3214 0 2.5077.4541 3.4405 1.346l2.5813-2.5814C16.4632 3.8918 14.426 3 12 3 8.4818 3 5.4382 5.0168 3.9573 7.9582L6.964 10.29C7.6718 8.1627 9.6559 6.5795 12 6.5795z\"><\/path><\/svg><\/div><div class=\"nsl-button-label-container\">Anmeldung mit <b>Google<\/b><\/div><\/div><\/a><a href=\"https:\/\/magictowns.it\/wp-login.php?loginSocial=twitter&#038;redirect=https%3A%2F%2Fmagictowns.it%2Fde%2Fwp-json%2Fwp%2Fv2%2Fposts%2F41609\" rel=\"nofollow\" aria-label=\"Weiter mit &lt;b&gt;X&lt;\/b&gt;\" data-plugin=\"nsl\" data-action=\"connect\" data-provider=\"twitter\" data-popupwidth=\"600\" data-popupheight=\"600\" data-e-disable-page-transition=\"1\"><div class=\"nsl-button nsl-button-default nsl-button-twitter\" data-skin=\"x\" style=\"background-color:#000000;\"><div class=\"nsl-button-svg-container\"><svg width=\"24\" height=\"24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M13.712 10.622 20.413 3h-1.587l-5.819 6.618L8.36 3H3l7.027 10.007L3 21h1.588l6.144-6.989L15.64 21H21l-7.288-10.378Zm-2.175 2.474-.712-.997L5.16 4.17H7.6l4.571 6.4.712.996 5.943 8.319h-2.439l-4.85-6.788Z\" fill=\"#fff\"\/><defs><path fill=\"#fff\" d=\"M0 0h24v24H0z\"\/><\/defs><\/svg><\/div><div class=\"nsl-button-label-container\">Weiter mit <b>X<\/b><\/div><\/div><\/a><\/div><\/div><\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Diese Woche erz\u00e4hlte uns ein franz\u00f6sisches Rentnerpaar, dass sie kurz davor standen, eine private Krankenversicherung in Italien abzuschlie\u00dfen. Wir haben ihnen rechtzeitig einen Fehler im Wert von 3.000 \u20ac pro Jahr erspart! Lesen Sie weiter unten, wie die europ\u00e4ische Gesetzgebung Ihre Krankenversicherungskosten beeinflussen kann, wenn Sie als Rentner nach Italien ziehen.<\/p>","protected":false},"author":79,"featured_media":41615,"comment_status":"closed","ping_status":"open","sticky":false,"template":"single-fullwidth.php","format":"standard","meta":{"_acf_changed":false,"_helpful_status":1,"sync_status":"","episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","castos_file_data":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","footnotes":""},"categories":[1323],"tags":[],"class_list":{"0":"post-41609","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-how-italy-works"},"acf":[],"menu_order":0,"_links":{"self":[{"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/posts\/41609","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/comments?post=41609"}],"version-history":[{"count":35,"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/posts\/41609\/revisions"}],"predecessor-version":[{"id":47624,"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/posts\/41609\/revisions\/47624"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/media\/41615"}],"wp:attachment":[{"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/media?parent=41609"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/categories?post=41609"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magictowns.it\/de\/wp-json\/wp\/v2\/tags?post=41609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}