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Danish This week, a French retiree couple told us they were about to take out private health insurance in Italy. We saved them from a €3,000 a year mistake – just in time! Read below how European legislation may make a difference in your health insurance costs if you’re moving to Italy as a retiree. Most EU retirees believe they must buy expensive private health insurance to settle in Italy. In reality, a little-known rule means many are already entitled to full Italian public healthcare—at zero cost. This guide explains the mistake, who qualifies, and how to avoid paying for an insurance policy you don’t need. Below, we explain what the S1 form is, who qualifies (including whether Swiss and post-Brexit UK retirees are eligible), and how it ensures you do not need expensive private insurance for your golden years in Italy. What Is the S1 Form? The S1 form is a certificate of entitlement to state healthcare for people living in an EU/EEA country (or certain associated states) but insured under another country’s system. In simple terms, it allows retirees to “export” their health coverage from their home country to their new country of residence. If you’re receiving a state…
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The €3,000 Health Insurance Mistake Retirees Make in Italy
This week, a French retiree couple told us they were about to take out private health insurance in Italy. We saved them from a €3,000 a year mistake – just in time! Read below how European legislation may make a difference in your health insurance costs if you’re moving to Italy as a retiree.
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Anna grew up in Bassano del Grappa and knows the Veneto region inside out. As a local, she loves sharing genuine tips with the audience, from relocating advice to hidden spots to explore in Italy. Through MagicTowns, she helps expats and retirees feel at home, making the move easier and more exciting.
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